Protection built for your merchants
Enable your platform to offer merchant protection coverage that builds trust and drives growth.
Claims managed end-to-end by Assurekit
500k+ claims & benefits delivered
Used by leading merchant & payment platforms
Trusted by India’s leading digital networks
Trusted by India’s leading digital networks
Trusted by India’s leading digital networks
PROBLEMS
85% of India's workforce
has zero safety net

400M people left unprotected
Shop owners. Gig workers. Street vendors. Less than 20% have access to any form of protection or social security.

Income stops. Bills don't.
When anything happens to them, their income stops. Rent doesn't. EMIs don't. Expenses keep coming.

Existing models exclude them
Standard products require stable income, consistent documentation, and formal employment. They ignore this entire segment.
Covers
Protection that matches
real merchant risks

Income Support
Financial protection when business owners cannot work due to accidents, illness, or injury.
Covers
Hospitalization and medical expense coverage
Temporary disability income replacement
Accidental death and permanent disability coverage
Critical illness diagnosis protection
Loss of income during recovery periods

Income Support
Covers
Hospitalization and medical expense coverage
Temporary disability income replacement
Accidental death and permanent disability coverage
Critical illness diagnosis protection
Loss of income during recovery periods

Business Interruption Cover
Protection against temporary shutdowns caused by local disruptions, weather events, or operational stoppages.
Covers
Owner hospitalisation or injury
Revenue loss from business interruptions
Weather related business closure
Fraud and theft incidents
Mandatory shutdown events

Income Support
Covers
Owner hospitalisation or injury
Revenue loss from business interruptions
Weather related business closure
Fraud and theft incidents
Mandatory shutdown events

Shop & Asset Protection
Simplified protection for shops and business assets covering fire, theft, and accidental damage.
Covers
Physical premises coverage
Stock and inventory protection (Burglary)
Equipment and fixture coverage
Vandalism and break-in coverage (Riots, strikes)
Natural disaster damage coverage (Fire and allied perils)

Shop & Asset Protection
Covers
Physical premises coverage
Stock and inventory protection (Burglary)
Equipment and fixture coverage
Vandalism and break-in coverage (Riots, strikes)
Natural disaster damage coverage (Fire and allied perils)

Wellness benefits
Everyday benefits that come with the plan. Simple things merchants can use whenever they want.
Covers
Network discounts
Annual health checkups
Dark web monitoring report
Identity protection
Fast claim processing and payouts

Wellness benefits
Everyday benefits that come with the plan. Simple things merchants can use whenever they want.
Covers
Network discounts
Annual health checkups
Dark web monitoring report
Identity protection
Fast claim processing and payouts

Wellness benefits
Covers
Network discounts
Annual health checkups
Dark web monitoring report
Identity protection
Fast claim processing and payouts
Need something else?
Tell us what your merchants need. We'll add it.
GTM Playbook
Help merchants grow fearlessly
From idea to launch, we act as your team handling everything so you can focus on growth.
01
Start with one risk
Your merchants lose money to shop damage, theft, or health emergencies. Pick the risk that hits hardest and build coverage for it first.
02
Launch and drive adoption
03
Expand across user cohorts
01
Start with one risk
Your merchants lose money to shop damage, theft, or health emergencies. Pick the risk that hits hardest and build coverage for it first.
02
Launch and drive adoption
Protection becomes a key differentiator. They transact more when covered. Ticket sizes grow. You're their safety net, not just their platform.
03
Expand across user cohorts
Introduce new products as merchants grow. Target different segments based on their risk profiles. Better protection means better retention.

why us
The Assurekit Advantage

Deliver real value
By shielding merchants from unexpected loss, you cement your status as a reliable partner driving trust and securing long-term loyalty.
Drive merchant loyalty
Integrating our plan elevates your product beyond basic service. By delivering genuine support and security, you gain a distinct competitive advantage.
Attract and retain the best
Offering protection signals that you care. This commitment builds the trust and advocacy that differentiate your brand.

Deliver real value
By shielding merchants from unexpected loss, you cement your status as a reliable partner driving trust and securing long-term loyalty.
Drive merchant loyalty
Integrating our plan elevates your product beyond basic service. By delivering genuine support and security, you gain a distinct competitive advantage.
Attract and retain the best
Offering protection signals that you care. This commitment builds the trust and advocacy that differentiate your brand.
Coverage
Made for every kind of
small business
Storefront Retailers
Home-Based Businesses
Hawkers & Peddlers
Gig & Delivery Workers
Single-Income Households
Small shops, kiranas,
pharmacies, and local
service stores
Recommended covers
Emergency healthcare access
Coverage for shop damage or theft
Income protection during illness or injury

Storefront Retailers
Home-Based Businesses
Hawkers & Peddlers
Gig & Delivery Workers
Single-Income Households
Small shops, kiranas,
pharmacies, and local
service stores
Recommended covers
Emergency healthcare access
Coverage for shop damage or theft
Income protection during illness or injury

Storefront Retailers
Home-Based Businesses
Hawkers & Peddlers
Gig & Delivery Workers
Single-Income Households
Small shops, kiranas,
pharmacies, and local
service stores
Recommended covers
Emergency healthcare access
Coverage for shop damage or theft
Income protection during illness or injury

CLAIMS AND BENEFITS
Protection that shows up
when it matters.
Filing a claim shouldn't feel like a second loss, so we keep the steps clear, the resolutions quick, and a real person on the line.
Easy to file
Smart automation
Real human support
Fully compliant
CLAIMS AND BENEFITS
Protection that shows up
when it matters.
Filing a claim shouldn't feel like a second loss, so we keep the steps clear, the resolutions quick, and a real person on the line.
Easy to file
Smart automation
Real human support
Fully compliant
CLAIMS AND BENEFITS
Protection that shows up
when it matters.
Filing a claim shouldn't feel like a second loss, so we keep the steps clear, the resolutions quick, and a real person on the line.
Easy to file
Smart automation
Real human support
Fully compliant